PHP实现微信提现功能(微信商城)

提现必须得用双向证书、所以大家一定要在微信的商户平台找到相应的地方去设置、因为做这个提现已经有一段时间了、所以设置微信商户平台的那几个地方没有图的情况、也说不清楚、下次再做提现的时候、给大家分享如何设置商户平台那几个地方、不是很难、下面贴代码

注意事项：商户打款时是从商户可用余额中减钱，所以确保商户可用余额充足，同时注意官方文档中的付款规则；

封装提现的方法

function tixian($money){
$appid = "################";//商户账号appid
$secret = "##########";//api密码
$mch_id = "#######";//商户号
$mch_no = "#######";
$openid="123456789";//授权用户openid
$arr = array();
$arr['mch_appid'] = $appid;
$arr['mchid'] = $mch_id;
$arr['nonce_str'] = ugv::randomid(20);//随机字符串，不长于32位
$arr['partner_trade_no'] = '1298016501' . date("Ymd") . rand(10000, 90000) . rand(10000, 90000);//商户订单号
$arr['openid'] = $openid;
$arr['check_name'] = 'NO_CHECK';//是否验证用户真实姓名，这里不验证
$arr['amount'] = $money;//付款金额，单位为分
$desc = "###提现";
$arr['desc'] = $desc;//描述信息
$arr['spbill_create_ip'] = '192.168.0.1';//获取服务器的ip
//封装的关于签名的算法
$notify = new Notify_pub();
$notify->weixin_app_config = array();
$notify->weixin_app_config['KEY'] = $mch_no;
$arr['sign'] = $notify->getSign($arr);//签名
$var = $notify->arrayToXml($arr);
$xml = $this->curl_post_ssl('https://api.mch.weixin.qq.com/mmpaymkttransfers/promotion/transfers', $var, 30, array(), 1);
$rdata = simplexml_load_string($xml, 'SimpleXMLElement', LIBXML_NOCDATA);
$return_code = (string)$rdata->return_code;
$result_code = (string)$rdata->result_code;
$return_code = trim(strtoupper($return_code));
$result_code = trim(strtoupper($result_code));
if ($return_code == 'SUCCESS' && $result_code == 'SUCCESS') {
$isrr = array(
'con'=>'ok',
'error' => 0,
);
} else {
$returnmsg = (string)$rdata->return_msg;
$isrr = array(
'error' => 1,
'errmsg' => $returnmsg,
);
}
return json_encode($isrr);
}

用到的curl_post_ssl()

function curl_post_ssl($url, $vars, $second = 30, $aHeader = array())
{
$isdir = "/cert/";//证书位置
$ch = curl_init();//初始化curl
curl_setopt($ch, CURLOPT_TIMEOUT, $second);//设置执行最长秒数
curl_setopt($ch, CURLOPT_RETURNTRANSFER, 1);//要求结果为字符串且输出到屏幕上
curl_setopt($ch, CURLOPT_URL, $url);//抓取指定网页
curl_setopt($ch, CURLOPT_SSL_VERIFYPEER, false);// 终止从服务端进行验证
curl_setopt($ch, CURLOPT_SSL_VERIFYHOST, false);//
curl_setopt($ch, CURLOPT_SSLCERTTYPE, 'PEM');//证书类型
curl_setopt($ch, CURLOPT_SSLCERT, $isdir . 'apiclient_cert.pem');//证书位置
curl_setopt($ch, CURLOPT_SSLKEYTYPE, 'PEM');//CURLOPT_SSLKEY中规定的私钥的加密类型
curl_setopt($ch, CURLOPT_SSLKEY, $isdir . 'apiclient_key.pem');//证书位置
curl_setopt($ch, CURLOPT_CAINFO, 'PEM');
curl_setopt($ch, CURLOPT_CAINFO, $isdir . 'rootca.pem');
if (count($aHeader) >= 1) {
curl_setopt($ch, CURLOPT_HTTPHEADER, $aHeader);//设置头部
}
curl_setopt($ch, CURLOPT_POST, 1);//post提交方式
curl_setopt($ch, CURLOPT_POSTFIELDS, $vars);//全部数据使用HTTP协议中的"POST"操作来发送
$data = curl_exec($ch);//执行回话
if ($data) {
curl_close($ch);
return $data;
} else {
$error = curl_errno($ch);
echo "call faild, errorCode:$error\n";
curl_close($ch);
return false;
}
}

关于具体签名算法，可参考微信官方文档；

简单示范签名算法：

//将要发送的数据整理为$data
ksort($data);//排序
//使用URL键值对的格式（即key1=value1&key2=value2…）拼接成字符串
$str='';
foreach($data as $k=>$v) {
$str.=$k.'='.$v.'&';
}
//拼接API密钥
$str.='key='.$secrect;
$data['sign']=md5($str);//加密

//遍历数组方法
function arraytoxml($data){
$str='<xml>';
foreach($data as $k=>$v) {
$str.='<'.$k.'>'.$v.'</'.$k.'>';
}
$str.='</xml>';
return $str;
}

function xmltoarray($xml) {
//禁止引用外部xml实体
libxml_disable_entity_loader(true);
$xmlstring = simplexml_load_string($xml, 'SimpleXMLElement', LIBXML_NOCDATA);
$val = json_decode(json_encode($xmlstring),true);
return $val;
}

<?php
namespace Home\Controller;
use Think\Controller;
class TixianController extends Controller{
//高级功能-》开发者模式-》获取
private $app_id1 = '';  //appid
private $app_secret1 = ''; //secreat
private $apikey1 = ''; //支付秘钥
private $mchid1 = 's';  //商户号
private $app_id=null;
private $app_secret=null;
private $apikey=null;
private $mchid=null;
public $error=0;
public $state = '';
//金额,需在实例化时传入
public $amount = '0';
//用户订单号,需在实例化时传入
public $order_sn = '';
//用户openid,需在实例化时传入
public $openid = '';
//微信提现操作接口-------》
public function actionAct_tixian()
{
$this->state=md5(uniqid(rand(), TRUE));
$this->amount=I('amount');//设置POST过来钱数
$this->order_sn=rand(100,999).date('YmdHis'); //随机数可以作为单号
$this->openid= I('openid'); //设置获取POST过来用户的OPENID
$user_id = I('user_id');
$this->app_id=$this->app_id1;
$this->app_secret=$this->app_secret1;
$this->apikey=$this->apikey1;
$this->mchid=$this->mchid1;
$xml=$this->tiXianAction();
$result=simplexml_load_string($xml);
if($result->return_code=='SUCCESS' && $result->result_code=='SUCCESS') {
$cash = D('cash');
$data['user_id'] = $user_id;
$data['amount'] = $this->amount;
$res = $cash->where('user_id="'.$user_id.'"')->find();
if($res){
$res2 = $cash->where('user_id="'.$user_id.'"')->setInc('amount',$this->amount);
$res4 = D('member')->where('user_id="'.$user_id.'"')->setDec('user_balance',$this->amount);
}else{
$res3 = $cash->add($data);
}
$output = array('code' => 1, 'data' => $result->result_code, 'info' => '提现成功');
exit(json_encode($output));
}else{
$output = array('code' => 2, 'data' => $xml, 'info' => '提现失败');
exit(json_encode($output));
}
}
/**
* 提现接口操作,控制器调用
* @param $openid 用户openid 唯一标示
* @return
*/
//提现接口操作
public function tiXianAction(){
//获取xml数据
$data=$this->getdataXml($this->openid);
$ch = curl_init ();
//接口地址
$MENU_URL="https://api.mch.weixin.qq.com/mmpaymkttransfers/promotion/transfers";
curl_setopt ( $ch, CURLOPT_URL, $MENU_URL );
curl_setopt ( $ch, CURLOPT_CUSTOMREQUEST, "POST" );
curl_setopt ( $ch, CURLOPT_SSL_VERIFYPEER, FALSE );
curl_setopt ( $ch, CURLOPT_SSL_VERIFYHOST, FALSE );
//证书地址,微信支付下面
curl_setopt($ch,CURLOPT_SSLCERTTYPE,'PEM');
curl_setopt($ch,CURLOPT_SSLCERT, 'C:\web\www\Home\wx_pay\apiclient_cert.pem'); //证书这块大家把文件放到哪都行、
curl_setopt($ch,CURLOPT_SSLKEYTYPE,'PEM');
curl_setopt($ch,CURLOPT_SSLKEY, 'C:\web\www\Home\wx_pay\apiclient_key.pem');//注意证书名字千万别写错、
//$zs1=dirname(dirname(__FILE__)).'\wx_pay\apiclient_cert.pem';
//$zs2=dirname(dirname(__FILE__)).'\wx_pay\apiclient_key.pem';
//show_bug($zs1);
//curl_setopt($ch,CURLOPT_SSLCERT,$zs1);
//curl_setopt($ch,CURLOPT_SSLKEY,$zs2);
// curl_setopt($ch, CURLOPT_USERAGENT, 'Mozilla/5.0 (compatible; MSIE 5.01;
// Windows NT 5.0)');
//curl_setopt ( $ch, CURLOPT_FOLLOWLOCATION, 1 );
curl_setopt ( $ch, CURLOPT_AUTOREFERER, 1 );
curl_setopt ( $ch, CURLOPT_POSTFIELDS, $data );
curl_setopt ( $ch, CURLOPT_RETURNTRANSFER, true );
$info = curl_exec ( $ch );
//返回结果
if($info){
curl_close($ch);
return $info;
} else {
$error = curl_errno($ch);
curl_close($ch);
return "curl出错，错误码:$error";
}
}
/**
* 获取数据封装为数组
* @param $openid 用户openid 唯一标示
* @return xml
*/
private function getdataXml($openid){
//封装成数据
$dataArr=array(
'amount'=>$this->amount*100,//金额（以分为单位，必须大于100）
'check_name'=>'NO_CHECK',//校验用户姓名选项，NO_CHECK：不校验真实姓名 FORCE_CHECK：强校验真实姓名（未实名认证的用户会校验失败，无法转账）OPTION_CHECK：针对已实名认证的用户才校验真实姓名（未实名认证用户不校验，可以转账成功）
'desc'=>'提现',//描述
'mch_appid'=>$this->app_id,
'mchid'=>$this->mchid,//商户号
'nonce_str'=>rand(100000, 999999),//不长于32位的随机数
'openid'=>$openid,//用户唯一标识
'partner_trade_no'=>$this->order_sn,//商户订单号
're_user_name'=>'',//用户姓名，check_name为NO_CHECK时为可选项
'spbill_create_ip'=>$_SERVER["REMOTE_ADDR"],//服务器ip
);
//获取签名
$sign=$this->getSign($dataArr);
//xml数据
$data="<xml>
<mch_appid>".$dataArr['mch_appid']."</mch_appid>
<mchid>".$dataArr['mchid']."</mchid>
<nonce_str>".$dataArr['nonce_str']."</nonce_str>
<partner_trade_no>".$dataArr['partner_trade_no']."</partner_trade_no>
<openid>".$dataArr['openid']."</openid>
<check_name>".$dataArr['check_name']."</check_name>
<re_user_name>".$dataArr['re_user_name']."</re_user_name>
<amount>".$dataArr['amount']."</amount>
<desc>".$dataArr['desc']."</desc>
<spbill_create_ip>".$dataArr['spbill_create_ip']."</spbill_create_ip>
<sign>".$sign."</sign>
</xml>";
return $data;
}
/**
*  作用：格式化参数，签名过程需要使用
*/
private function formatBizQueryParaMap($paraMap, $urlencode)
{
$buff = "";
ksort($paraMap);
foreach ($paraMap as $k => $v)
{
if($v){
if($urlencode)
{
$v = urlencode($v);
}
$buff .= $k . "=" . $v . "&";
}
}
$reqPar=NULL;
if (strlen($buff) > 0)
{
$reqPar = substr($buff, 0, strlen($buff)-1);
}
return $reqPar;
}
/**
*  作用：生成签名
*/
private function getSign($Obj)
{
foreach ($Obj as $k => $v)
{
$Parameters[$k] = $v;
}
//签名步骤一：按字典序排序参数
ksort($Parameters);
$String = $this->formatBizQueryParaMap($Parameters, false);
//echo '【string1】'.$String.'</br>';
//签名步骤二：在string后加入KEY
$String = $String."&key=".$this->apikey;
//echo "【string2】".$String."</br>";
//签名步骤三：MD5加密
$String = md5($String);
//echo "【string3】 ".$String."</br>";
//签名步骤四：所有字符转为大写
$result_ = strtoupper($String);
//echo "【result】 ".$result_."</br>";
return $result_;
}
//-----------
private function http($url, $method='POST', $postfields = null, $headers = array())
{
header("Content-Type:text/html;charset=utf-8");
$ch = curl_init();
/* Curl settings */
curl_setopt($ch, CURLOPT_URL, $url);
curl_setopt($ch, CURLOPT_POSTFIELDS, "");
curl_setopt($ch, CURLOPT_RETURNTRANSFER, true);
curl_setopt($ch, CURLOPT_SSL_VERIFYPEER, FALSE); // https请求 不验证证书和hosts
curl_setopt($ch, CURLOPT_SSL_VERIFYHOST, FALSE);
curl_setopt($ch, CURLOPT_TIMEOUT, 30);
switch ($method){
case 'POST':
curl_setopt($ch,CURLOPT_POST, true);
break;
}
curl_setopt($ch, CURLOPT_HTTPHEADER,$headers);
curl_setopt($ch, CURLINFO_HEADER_OUT, true);
$response = curl_exec($ch);
$http_code = curl_getinfo($ch, CURLINFO_HTTP_CODE); //返回请求状态码
curl_close($ch);
return array($http_code, $response);
}
}